Informamuse meets Doctor Roberto Garavaglia in Palermo at Hotel Addaura on 13 and 14 November. He is specialized in Electronic Payment Systems and in the evolution of the European regulatory framework for SEPA.
The main theme treated during the two days was the “digital 4.0” with the analysis of many topics: digital payments for goods and services, virtual and digital infrastructures, the new proximity payment furniture chains, POS/Smart POS and Instant Payments perspectives. Other relevant topics were the relationships established by PSD2 Directive 2016-2018, peer to peer payment platforms, and the description of stakeholders enabled by TPP (Third Party Provider). It was clearly stated possible applications and the necessary computer know-how, new communication channels between banks and citizens, changes of user uses and habits after PSD2, the changes in the concept of individual privacy, e-commerce, digital banking, payment regulation & innovation, virtual and electronics Bitcoin, methods of user experience optimization and increase usability by users thanks to intellectual and professional resources.
The 2016-18 PSD2, Payments Servers Directive, introduces some important news for the complete harmonization of the EU payments market focused on give a major consumer protection. It encourage the development of new payment solutions, the regulation of new player market, uniform fees for card payments following MIF principles, the increase of the competition level, and the overcome of the differences between the Member States disciplines and the general increase of efficiency through infrastructure standardization.
The point is that everyone must take part in the changes introduced by Fintech and Digital Payments.
The evolution of Informamuse “to Inform with Amuse” heads towards innovative and virtuous goals by starting from these moments of confrontation and dialogue between academia. In addition, the necessity to establish synergic relationships and infrastructure links is vital to propose new services and activities.